Understanding The Business Of Health Insurance

The Affordable Care Act, also known as Obamacare, is a healthcare law that was passed in 2010.

Most American citizens are aware of the basics of the law such as the benefits the law provides such as offering assistance with health insurance and Medicare, as well as offering individuals with preexisting conditions protection.

On the other hand, citizens are also aware of many challenges that are present with the law. These challenges include the increased cost of insurance that is compliant with the ACA, and the additional requirements of getting coverage, getting an exemption or paying an additional fee.

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It is important to understand the advantages and disadvantages of the law, but this is only a small aspect of the ACA and the effects of these pros and cons.

The first thing that individuals should understand that although the Affordable Care Act, or Obamacare, was signed into law by former President Obama, the actual healthcare reform was not initiated by him. The law is a result of many years of collaboration between political parties and the medical industry.

Overview Of The Affordable Care Act

As previously stated, this law was signed by President Obama in March of 2010. Although it was challenged, it was eventually upheld by the United States Supreme Court in June of 2012.

The goal of the ACA was to help address the country’s healthcare crisis that was evident long before the healthcare law was enacted.

This simply meant that the ACA was enacted to address that healthcare premiums were increasing quicker than inflation, the spending on healthcare was increasing as a rate (percentage) of GDP. As a result, the rate of the uninsured increased due to this.

The Affordable Care Act was designed to make healthcare accessible and affordable to every American, increase the quality of health insurance, while reducing the spending related to health care spending in the United States. The goal of affordability can be accomplished through a number of ways including:

Insurance exchanges
Consumer protections
Other reforms

What Are The Key Rights And Benefits Of The Affordable Care Act?

One of the most important benefits of this law is to allow young adults to remain under their parent’s health insurance plan if they are under 26 years old.

Another key benefit is that it prevents health insurance companies from refusing coverage or charging you more depending on your health status. Health insurance companies can no longer drop an individual simply because they become sick and/or there is a mistake on your health care application.

Under the Affordable Care Act, individuals can not be discriminated against based on their gender, and insurance companies can not impose rate hikes that are unjustified.

Medicare is also designated to be improved and more efficient for seniors, while small businesses are given tax breaks to offer health insurance to their employees.

Essential Facts For 2017-2018 Health Coverage Period

For the new enrollment period, it is important to consider several factors. The first thing that you should keep in mind is that you should get your coverage during the open enrollment period. Also, when you file your taxes, ask the IRS or your tax accountant how your healthcare coverage will affect your tax returns.

There has also been a number of repeal and replace attempts to the law during President Trump’s administration. These rule changes and proposals are also known as ‘TrumpCare’.

Despite some rate increases that some individuals experienced in 2016, almost 70% of those enrolled in the marketplace was able to obtain coverage for less than $75. This is due primarily to cap premiums on tax credits.

As Congress continues to debate national healthcare laws, pay attention to any news on repeals and reforms.

These changes can affect the type or amount of health insurance coverage you and your family will have. Do some research and find out about local Medicare and/or call a known health insurance agency and ask questions

Using Travel Videos In Marketing To Attract Customers

When using travel videos in marketing, you need to really think about what you’re trying to do.

Do you need more customers and want to make more money?

How often will you have to put videos out there to make sure you have enough people see them?


Marketing with videos helps you to show someone what they can expect without them having to read anything. When someone sees a text ad, they won’t read it if it says a lot. With a video, if it’s just a minute or two then you’ll have the person’s attention a lot of the time as long as you develop a good ad. Make sure you work with an expert in the field of marketing when you first start out because if you are not careful about this you may not get very good results. Videos can be hit or miss a lot of the time, but you have better chances with good assistance.

Use high quality equipment to make your campaign work. If you want it to have a chance to do well for you, it’s important that you seriously take your time and use high quality recording equipment. Some people tend to think they can just whip out their phone, make a fun video with it, and then that is their ad. People may end up making it go viral because of how bad it is. Your company should work at least with a video marketing team that has access to great equipment and can edit down videos so you’re not associating your travel business with poor quality content.

Marketing will do well for you if you know where to share videos. Do you have a social media account you can use to share them with? It can be a little bit difficult at first when your company isn’t that big to make people watch what you’ve made. That is, unless you are willing to pay to have videos on YouTube or in other places as ads people have to watch before they watch videos. There are ways to, for instance, pay to have your short ad videos show up on travel related content.

The people that work with using travel videos in marketing are places like airlines or tourist related businesses.

Whatever you need a video like this for, make sure you find out as much as you can about the target audience to help you avoid wasting time.